SinglePoint Mobile Banking delivers approve-anywhere workflows to commercial treasurers, CFOs and AP managers who refuse to be chained to a desktop. Approve pending wires on iOS in the airport. Release an ACH batch on Android while on-site with a supplier. Deposit a customer cheque with your phone camera before the 4pm CT Fedwire cut-off.
This is not personal U.S. Bank Mobile. SinglePoint Mobile Banking is the dedicated commercial app with the dual-control workflows, role-based permissions and token-based MFA that treasury operations require. Biometric sign-in, WCAG 2.2 AA accessibility, and OS support for iOS 16+ and Android 13+ set the baseline.
SinglePoint Login Security Overview
The mobile app covers the approve, view and deposit workflows — origination and beneficiary changes stay on the web for segregation of duties.
Approve wires, ACH batches and bill payments. SinglePoint Mobile Banking shows the full payment detail (amount, currency, beneficiary, purpose) and the dual-control chain before collecting your approval with biometric confirmation.
Real-time ledger, available and intraday position for every account. Same 15-minute intraday refresh as the web. Transaction detail with full filter and search. SinglePoint Mobile Banking exposes the same 60+ field dataset.
Capture front and back of a cheque with your phone camera, confirm the amount and deposit to any authorised account. SinglePoint Mobile Banking applies U.S. Bank's anti-fraud imaging on every capture.
Balance thresholds, wire received, ACH returned, positive pay exceptions, pending approvals, token expiry. SinglePoint Mobile Banking alerts are configurable per user and per account.
Every SinglePoint Mobile Banking capability aligned to iOS, Android and web parity.
| Feature | iOS | Android | Web Parity |
|---|---|---|---|
| Real-time balance | Yes | Yes | Full parity |
| Wire approval | Yes | Yes | Full parity |
| ACH batch approval | Yes | Yes | Full parity |
| Mobile cheque deposit | Yes | Yes | Mobile only |
| Wire origination | No | No | Web only (by design) |
| User provisioning | No | No | Web only (by design) |
SinglePoint Mobile Banking is built to the same security and accessibility baselines U.S. Bank applies across its digital channels.
Face ID and Touch ID on iOS 16+, Android BiometricPrompt on Android 13+. Biometric unlock replaces the session password after the first enrolment, which still requires Company ID, User ID and token-based MFA. SinglePoint Mobile Banking never stores biometric templates — they remain on the device secure enclave.
SinglePoint Mobile Banking meets WCAG 2.2 AA and the ADA-aligned accessibility commitments U.S. Bank publishes. VoiceOver on iOS, TalkBack on Android, Dynamic Type, high-contrast theme, reduced motion, switch control. Accessibility statement is reviewed quarterly and reported to the CFPB fair-access framework.
SinglePoint Mobile Banking at a glance.
Commercial Banking Portal — Topic Cluster