SinglePoint Business Bill Pay: 12,000+ American Billers, Electronic and Check

SinglePoint Business Bill Pay connects your operating account to 12,000+ American billers through the U.S. Bank bill payment directory. The IRS, every state tax authority, major utilities (PG&E, ConEd, ComEd, Duke Energy), telcos (AT&T, Verizon, Lumen) and payroll processors (ADP, Paychex, Gusto) all post electronically. Unknown billers receive a printed check drawn on U.S. Bank.

Schedule one-time or recurring payments, upload CSV or NACHA batch files, and apply dual-control approval from the Company Administrator console. SinglePoint captures biller ID, account reference and remittance detail on every payment for the 7-year audit window.

SinglePoint Login Contact Bill Pay Desk

SinglePoint business bill pay screen with IRS, PG&E and AT&T billers in the payee list and scheduled amount queue

Electronic Bill Payments

When the payee is in the U.S. Bank bill payment directory, SinglePoint sends an electronic remittance record to the biller on the next banking day. Credit posts to the biller's account without manual intervention. Posting confirmations are logged in SinglePoint and accessible through transaction reporting.

Check Bill Payments

Unknown billers receive a printed check drawn on U.S. Bank, mailed to the address of record inside SinglePoint. Delivery runs 5 to 7 mail days. Positive pay protections cover every issued bill-pay check, and the cleared cheque image posts back into the SinglePoint transaction history.

Biller Category	Examples	Cutoff (CT)	Posting	Path	Remittance
Federal Tax	IRS Form 941, Form 940, Form 1120	8:00pm	Next banking day	Electronic via EFTPS	Tax period & form code
State Tax	CA FTB, NY DTF, TX Comptroller	8:00pm	Next banking day	Electronic	State tax ID & period
Utilities	PG&E, ConEd, ComEd, Duke Energy	8:00pm	1-2 banking days	Electronic	Utility account number
Telco	AT&T, Verizon, Lumen, T-Mobile	8:00pm	1-2 banking days	Electronic	Customer account number
Payroll Processors	ADP, Paychex, Gusto	6:00pm	Same-day ACH credit	ACH credit	Payroll run ID
Unknown Biller	Local vendor, landlord, association	3:00pm	5-7 mail days	Check mailed by U.S. Bank	Memo line & invoice

Scheduled and One-Time Bill Payments

Schedule recurring bill payments inside SinglePoint on weekly, bi-weekly, semi-monthly, monthly, quarterly or annual cycles. Each scheduled payment honors dual-control approval thresholds and auto-cancels at a configurable end date or occurrence count. Skip dates and amount overrides can be inserted without ending the series.

One-time payments allow the AP clerk to hit a vendor outside the recurring schedule, for example when a utility issues a true-up invoice or the IRS assesses a late-payment penalty. Every one-time payment follows the same approval workflow as recurring.

SinglePoint scheduled bill pay calendar with recurring monthly and quarterly payments in the review queue

SinglePoint IRS 941 payroll tax payment confirmation with tax period, form code and EFTPS trace number

Federal and State Tax Payments

SinglePoint supports IRS payments including Form 941 payroll tax, Form 940 FUTA, Form 1120 corporate income tax, and every state tax authority. Federal tax payments route through IRS EFTPS Direct. SinglePoint captures tax form, period, amount and payment type on every remittance so the audit trail matches the tax return filing.

Refer to FinCEN guidance on large-dollar bill payments; SinglePoint pre-screens tax and utility payments above threshold for OFAC and BSA/AML reporting under 31 CFR 1020.

Settlement Snapshot

Electronic bill payments post to directory billers on the next banking day when released before 8:00pm CT.
Check bill payments print and mail the next banking day when released before 3:00pm CT, with 5-7 mail days.
Tax payments route through IRS EFTPS Direct with tax period, form code and trace number captured in SinglePoint.
Payroll-processor payments use ACH credit to ADP, Paychex, Gusto and post same-day through the SinglePoint ACH rail.
Positive pay covers every bill-pay check; cleared cheque images post back into SinglePoint transaction history.

Batch Upload (CSV / NACHA)

Upload CSV and NACHA batch files to SinglePoint bill pay. File-level validation flags biller ID, account reference and amount errors on upload. Dual-control approval runs at batch level.

Payee Directory Management

Add, edit and archive payees inside SinglePoint. Directory entries carry biller ID, account reference, remittance template and dual-approval rules. Changes flow through the Company Administrator review queue.

Posting and Exception Handling

Undeliverable checks return to U.S. Bank and post back into SinglePoint as reversal entries. Biller-side rejections arrive with reject reason and trigger an email to the initiator for reissue or replacement.

Vendor Payments

For structured AP with PO matching, virtual cards and dynamic discounting, use SinglePoint vendor payments. Bill pay covers simpler biller directory flows.

ACH Payments

For high-volume batch debits and credits outside the biller directory, ACH origination inside SinglePoint gives you NACHA control and Same-Day settlement.

Wire Transfers

When a bill needs same-day irrevocable credit (closing costs, lien releases), use SinglePoint Fedwire domestic wires instead of bill pay.

Payroll

Payroll runs through dedicated SinglePoint payroll workflows with ADP, Paychex and Gusto integration. Bill pay covers the tax remittance piece.

Treasury Management

ZBA concentration funds the bill-pay originating account on demand, so scheduled bill payments never fail for insufficient funds inside SinglePoint.

Transaction Reporting

Filter bill payments by biller, amount, status, date range and user inside SinglePoint. Export to BAI2, MT940, CSV or PDF for AP reconciliation.

How many billers does SinglePoint support?

SinglePoint connects to 12,000+ American billers through the U.S. Bank bill pay directory: IRS federal tax, every state tax authority, utilities (PG&E, ConEd, ComEd, Duke), telcos (AT&T, Verizon, Lumen) and payroll processors (ADP, Paychex, Gusto). Unknown billers receive printed cheque drawn on U.S. Bank.

What is the bill payment cutoff in SinglePoint?

Electronic bill payments inside SinglePoint must be released by 8:00pm Central Time for next-business-day posting. Cheque payments entered before 3:00pm CT print and mail the next banking day for 5-7 mail-day delivery.

Can SinglePoint schedule recurring bill payments?

Yes. SinglePoint supports scheduled bill payments on weekly, bi-weekly, semi-monthly, monthly, quarterly and annual cycles with dual-control approval, end-date or occurrence cancellation, and skip-date overrides.

Does SinglePoint support IRS payroll tax payments?

Yes. SinglePoint supports IRS Form 941 payroll tax, Form 940 FUTA, Form 1120 corporate income tax and every state labor department. Tax payments route through IRS EFTPS Direct with tax form, period and payment type captured in the audit trail.

Can I upload a batch of bill payments to SinglePoint?

Yes. SinglePoint accepts CSV and NACHA batch uploads for bill pay. Entries must carry biller ID, account reference, amount and execution date. File-level validation runs on upload and dual-control applies at batch level.

SinglePoint Business Bill Pay: 12,000+ American Billers, Electronic and Check

Electronic and Check Payment Paths Inside SinglePoint