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SinglePoint: U.S. Bank's Commercial Banking Portal for American Businesses

SinglePoint is the digital commercial banking platform from U.S. Bank — built for American businesses that need same-day Fedwire, batched ACH origination, real-time foreign exchange across 140+ currency pairs and granular role-based access controls in one FDIC-insured institution. SinglePoint sign-in is the first step.

This is not personal banking. SinglePoint handles multi-million dollar payment flows with dual-control approval workflows, automated reconciliation and same-day Fedwire high-value transfers. Backed by OCC-regulated U.S. Bank infrastructure serving 50,000+ commercial clients across all 50 American states.

SinglePoint Login Explore SinglePoint
SinglePoint U.S. Bank commercial banking dashboard with payment queue, cash balance and FX widgets in navy and red theme

SinglePoint Trusted by 50,000+ American Commercial Clients

SinglePoint is powered by U.S. Bank, the fifth-largest American bank by assets. FDIC member, OCC regulated, with $680 billion USD in total assets supporting SinglePoint operations from Minneapolis to every major American metropolitan market.

FDIC Member Institution badge for SinglePoint deposit insurance
OCC regulated national bank for SinglePoint
SWIFT member bank for SinglePoint international wires
NACHA Preferred Partner for SinglePoint ACH origination
Fedwire participant for SinglePoint same-day wires

Quick Access Through SinglePoint

Your SinglePoint dashboard puts the four functions commercial admins reach for first on one screen.

Payments & Transfers in SinglePoint

Initiate domestic Fedwire and SWIFT international wires, originate NACHA ACH batches, schedule bill payments and disburse supplier payments. SinglePoint supports Fedwire, SWIFT, NACHA and cross-border ACH — dual approval on any payment above configurable thresholds.

Treasury & FX Inside SinglePoint

Treasury management tools include zero-balance accounts, sweep arrangements, positive pay and lockbox. Foreign exchange with real-time rate-locking across 140+ currencies. Hedge exposure with forward contracts directly inside SinglePoint.

Credit & Lending via SinglePoint

Business credit cards with real-time expense tracking, commercial loans and operating lines of credit. Credit decisions backed by U.S. Bank's $300B+ commercial lending book — relationship pricing for established SinglePoint clients.

Reporting & Controls in SinglePoint

Real-time account summaries, transaction reporting with 60+ filterable fields, custom report builder and BAI2/MT940/CSV export. SinglePoint user management with role-based permissions and full audit trail.

SinglePoint by the Numbers

An American Schedule I bank. A national platform. One commercial portal.

$680BU.S. Bank Total Assets
180+Countries Reached via SWIFT
50K+American Commercial Clients
99.97%SinglePoint Platform Uptime SLA

Why American Businesses Choose SinglePoint

SinglePoint delivers the payment infrastructure of a top-5 American bank through a platform designed for organisations processing $1M to $1B+ in annual volume.

SinglePoint: National Payments, Global Reach

SinglePoint connects your business to 180+ countries through U.S. Bank's correspondent network. Domestic Fedwire settles same-day. International SWIFT wires reach beneficiaries in 1-2 business days. Real-time FX conversion at competitive institutional spreads inside SinglePoint — not the retail markup of personal banking.

For recurring supplier payments, SinglePoint ACH batch origination handles NACHA-formatted files with same-day and next-day settlement. According to Federal Reserve payment systems data, ACH volume exceeded 31 billion payments in 2024 — SinglePoint handles a meaningful share.

SinglePoint ACH batch origination interface showing NACHA-formatted payroll file ready for same-day settlement
SinglePoint treasury dashboard with zero-balance account structure, sweep arrangement and positive pay queue

SinglePoint Treasury Management Built for Scale

SinglePoint treasury tools include zero-balance accounts (ZBA) for automated cash concentration, overnight sweep into U.S. Bank money market, positive pay for cheque fraud prevention, and lockbox processing for high-volume receivables. Every SinglePoint tool integrates with the reporting engine — no manual reconciliation.

For multinational businesses outgrowing basic SinglePoint, the upgrade path to SinglePoint Essentials preserves all account structures, user permissions and payment templates. No data migration. No retraining. Same U.S. Bank infrastructure, deeper SinglePoint capabilities.

SinglePoint Reporting That Drives Decisions

SinglePoint custom reports pull from 60+ data fields: transaction type, currency, originator, beneficiary, status, value date, FX rate, GL code. Schedule automated delivery in BAI2, MT940, CSV or PDF. Output integrates with QuickBooks, Sage, SAP, Oracle and NetSuite.

SinglePoint role-based access ensures your CFO sees everything while your AP clerk only touches supplier batches. Full audit trail on every action. Dual-authorisation on sensitive changes. This is how a $680 billion bank handles access control — SinglePoint brings that discipline to your business.

SinglePoint custom report builder showing 60 configurable fields with BAI2, MT940 and CSV export options

SinglePoint in 60 Seconds: For Commercial Admins

A compressed walkthrough of what SinglePoint is, who uses it, and how it fits inside the broader U.S. Bank commercial banking portfolio.

SinglePoint Quick Reference

  • SinglePoint is U.S. Bank's commercial banking portal — for businesses, not personal customers.
  • Every active U.S. Bank treasury agreement includes SinglePoint access at no separate charge.
  • SinglePoint sign-in uses Company ID + User ID + password + MFA via the U.S. Bank token app.
  • Designated Company Administrators provision additional SinglePoint users with role-scoped permissions.
  • Service Centre for SinglePoint questions: 1-800-377-3404, M-F 7:00am–7:00pm CT.

SinglePoint for Finance

Finance controllers reach consolidated invoices, AutoPay, GL-ready cost centre splits and 24-month trend reports through SinglePoint. Role-scoped SinglePoint permissions expose billing only — device and network panes stay out of scope.

SinglePoint for Treasury

Treasury teams use SinglePoint for intraday positioning, ZBA sweeps, forward FX, positive pay exceptions and BAI2 export to Kyriba, ION or SAP TRM. SinglePoint posts intraday balance updates every 15 minutes during the business day.

SinglePoint for Payments Ops

Payment operations teams release ACH batches, approve wires, manage beneficiary libraries and run exception workflows inside SinglePoint. Multi-account hierarchies let corporate see everything while branch teams stay scoped to their own SinglePoint accounts.

Under the hood, SinglePoint runs on U.S. Bank core banking infrastructure supporting the bank's $300 billion American commercial lending book. Every SinglePoint session is SOC 2 audited, TLS 1.3 encrypted and NIST 800-53 aligned. Idle SinglePoint sessions time out after 15 minutes; failed sign-ins lock the account after five attempts and require Company Administrator unlock or manual verification through 1-800-377-3404.

What SinglePoint Clients Say

Operational outcomes from SinglePoint commercial clients.

"International Wires Finally Work on SinglePoint"

"We send $2.4M monthly to suppliers in 9 countries. Our previous bank routed everything through slow correspondents. SinglePoint settles in 1-2 days with real-time rate-locking. Saved USD $58,000 in FX spread last quarter alone. The dual-auth workflow gives our CFO peace of mind."

— Sarah M., VP Finance, Atlas Import Group (Chicago, IL)

"SinglePoint Consolidated Our Treasury"

"Managing 22 operating accounts across four legal entities used to mean three banks and a Google Sheet. SinglePoint consolidated everything — ZBA sweeps, positive pay, ACH origination — into one Company Administrator dashboard. Our controller saves 22 hours a month on month-end close."

— David K., CFO, Meridian Healthcare Partners (Minneapolis, MN)

"The SinglePoint Reporting Actually Integrates"

"BAI2 export to SAP was the dealbreaker. Our legacy portal generated CSV only. SinglePoint exports native MT940 and BAI2 with automatic 6am CT delivery. Reconciliation went from a two-day cycle to under 30 minutes."

— Michael T., Controller, Pacific Logistics Corp (Seattle, WA)

Ready to Activate SinglePoint?

Whether you need consolidated treasury, faster cross-border payments or enterprise reporting that integrates with your ERP, a U.S. Bank Commercial Banking advisor can map SinglePoint to your specific operational requirements.

Contact a Relationship Manager

People Also Ask

What is SinglePoint?
SinglePoint is U.S. Bank's digital commercial banking portal for American businesses. It provides wire transfers, ACH, international payments, treasury management, FX, reporting and business credit cards. Deeper overview at SinglePoint US Bank.
How do I log in to SinglePoint?
Open singlepoint.at/login, enter your Company ID, User ID and password, then complete OTP via the U.S. Bank token app. First-time users activate with the welcome kit from your U.S. Bank Relationship Manager. Step-by-step guide at SinglePoint Login Guide.
What is the SinglePoint customer service number?
1-800-377-3404 — Monday to Friday 7:00am-7:00pm CT. Wire and FX desk 24/5 globally. International: +1-503-401-9991. Full contact details at Contact Us.
Is SinglePoint the same as U.S. Bank online banking?
No. Personal U.S. Bank online banking serves retail customers. SinglePoint is a separate commercial portal built for businesses with multi-user permissions and treasury operations. See SinglePoint US Bank for the full commercial context.
Does SinglePoint support international payments?
Yes. Domestic Fedwire, SWIFT to 180+ countries, cross-border ACH to Canada and Mexico. Real-time FX inside SinglePoint. Dual approval on international wires. Details at Wire Transfers and International Payments.
Can multiple users manage one SinglePoint account?
Yes. Unlimited delegated users, consolidated dashboards, cross-account transfers, unified reporting. SinglePoint role-based access per account with configurable transaction limits and dual-control approval workflows.
What business credit cards work with SinglePoint?
U.S. Bank Business Platinum, Business Altitude Connect, Business Cash Rewards, the Corporate Card programme and Freedom Business. All integrate with SinglePoint for real-time expense tracking. See Business Credit Cards.

Commercial Banking Portal — Topic Cluster